Do Fanfix and Passes take the same cut?
Both take 20%. Fanfix keeps 20% of every transaction, identical across memberships, paid messages and locked posts. Passes keeps 20% of credit and debit sales. Read on 20 September 2026, the two figures are the same, which means a fee-led comparison of Fanfix vs Passes has nothing to report and every page built around one is padding.
What is left once the fees are equal is the part worth an hour of your time — when the money arrives, who is allowed in, what may be posted, and the legal and contractual facts attached to each company. Those are the sections below, in that order.
Fanfix vs Passes: the terms side by side
Seven lines, each read from the company’s own current terms or announcements on 20 September 2026. Two cells say that something was not found rather than guessing at it, which is the honest state of those rows and not an omission.
| Line item | Fanfix | Passes | Source read |
|---|---|---|---|
| Platform fee | 20% of every transaction | 20% of credit and debit sales | Creator Terms §3.2; Passes terms |
| Payout timing | weekly, bi-weekly or monthly, the creator’s choice; pending clears in about 5 days | bi-weekly, within 30 days of period end | Fanfix payouts guide, 1 May 2026; Passes terms |
| Payout route | bank transfer to an account linked inside Fanfix | bank transfer | Fanfix payouts guide; Passes terms |
| Content policy | nudity is banned; safe-for-work only | states that nudity is not allowed | Fanfix ToS, 20 Aug 2026; Passes terms |
| Getting in | invite-only, reviewed by the Partnerships team; 18 or older | by application | Fanfix FAQ and Creator Terms §1.1; Passes terms |
| Agency splits | Revenue Agreements since 7 Jul 2026; the split is paid automatically once the creator accepts by email | no equivalent found in the terms read | Fanfix guide, 7 Jul 2026; Passes terms |
| Status | active; $300M paid to creators as of 17 Jun 2026 | active; defending a class action it calls meritless | Pulse2, 17 Jun 2026; TechCrunch, 3 Mar 2025 |
Sources in order: Fanfix’s Creator Terms of Use updated 1 August 2026, its General Terms of Service updated 20 August 2026, its payouts setup guide of 1 May 2026, its Revenue Agreements guide of 7 July 2026, and the Passes terms.
How the payouts differ, and what the gap costs
Fanfix lets the creator choose weekly, bi-weekly or monthly. Passes pays bi-weekly, within 30 days of the end of a period. The gap is cadence plus a stated outer limit, and for a creator covering monthly costs from platform income that is a working-capital question — not a preference.
Fanfix’s timings come out of an in-house system it built and announced on 1 May 2026, which replaced the Stripe arrangement its own FAQ still describes. Pending funds clear in about five days under the new system, and its setup guide shows Airwallex sending the payouts. Two Fanfix documents therefore disagree with each other right now, and the newer one governs — worth knowing before you compare either platform against something a guide told you.
Fanfix’s payout screen refers to a minimum payout: a balance under it rolls over to the next payout period until it reaches the minimum (Fanfix payout screen text, read 21 September 2026). No Fanfix document read for this page publishes the amount, and Passes publishes no minimum withdrawal figure in the documents read either. If a recruiter quotes you a Fanfix figure, check it in your own dashboard; for Passes, ask which document it came from.
Who each platform lets in
Passes takes applications and Fanfix takes invitations. Every Fanfix application is reviewed by its Partnerships team, a valid active social handle is mandatory, approval is at Fanfix’s sole discretion, and the minimum age is 18 for creators and fans with no parental-consent exception. Identity and age are verified through Persona, and Creator Terms §1.1 reserve the right to re-verify “before, during, and after” registration.
Fanfix also sets a follower floor, stated on its application page rather than in its terms. The Creator Qualifications dialog on the application form, checked 21 September 2026, reads: “We require a minimum of 10,000 followers across all socials.” Neither the FAQ nor Creator Terms §1.1 mentions it, and the form itself asks for social handles rather than a follower count. Meeting the figure does not mean approval, since the Partnerships team still reviews every application at Fanfix’s sole discretion.
What the 20% buys on Fanfix
Fanfix charges the same 20% across everything it sells, and the list is longer than a subscription platform’s usually is. Creator Terms §2.2 to §2.4 and Fanfix’s own announcements document memberships with tiers, paid messages, locked posts, prepaid memberships of three months or more, livestreams including one-to-one, one-to-one video calls, mass messaging with scheduling, promo codes, a referral programme and a clipping network. One rate, every product.
The term to read before any of that, though, is the one about price. Creator Terms §2.2 give Fanfix sole discretion over subscription prices, with creators able to request changes, and Fanfix publishes no numeric range — so a creator cannot work out her own ceiling from a price list, because there is no price list. Any Fanfix price range you find quoted comes from a 2023 magazine interview that the current terms contradict. The equivalent Passes term was not part of the documents read for this page.
What the litigation against Passes is, factually
Passes is defending a class action filed in the Southern District of Florida, and Passes calls the claim meritless. TechCrunch reported the filing on 3 March 2025. That is the complete factual position as of 20 September 2026, and this page states it without adding to it.
A pending case is a fact to know rather than a finding against a company, and nothing in it has been decided. It is on this page because a creator choosing where to build a recurring-income business should know that one of her options is in litigation, and because no competing comparison page mentions it at all.
We manage Fanfix accounts and we do not manage Passes accounts, so treat this section the way you would treat any competitor’s account of a court case: read the report yourself, and note that we have said nothing here that the report does not.
Why Fanfix’s own terms name Passes
Fanfix’s Creator Terms §2.5 name Passes, Patreon and OnlyFans as Competitive Platforms and forbid using a Fanfix account to promote any monetisation platform. Terms of Service §8.4 and Creator Terms §3.4(a)(i) attach $1,000 of liquidated damages per violation, chargeable to a payment method on file, plus withholding of earnings whether or not they have already been paid out.
Holding accounts on both platforms is not what that clause prohibits. Linking one from the other is, and the charge is per incident rather than per warning. A single link in a Fanfix bio, a single post pointing fans somewhere else — and the sum is $1,000 against your own card.
This is the reason a creator should be sceptical of any agency selling a multi-platform funnel that runs through a Fanfix account, and the reason this site does not sell one. An agency proposing it is proposing a charge you pay and then billing you a commission for the arrangement.
What happened to Fanhouse, and why it belongs on this page
Fanhouse shut down on 21 August 2023 and was acquired by Passes. Fanhouse announced the closure itself. It still appears on published lists of Fanfix alternatives three years later — which is the clearest available measure of how carefully those lists are maintained.
The acquisition is also part of why Passes turns up in these comparisons at all: it absorbed a competitor’s audience and inherited its place in every roundup written before the shutdown. If a page recommends Fanhouse and Passes as two separate choices, that page has not been read by its own publisher since 2023.
What Fanfix does not publish, and what this page did not check
Three gaps on the Fanfix side are worth naming because they affect a real decision. Fanfix publishes no list of countries it can pay creators in, so no country is marked eligible here and the answer has to come from hello@fanfix.io in writing. Fanfix sets subscription prices at its sole discretion under Creator Terms §2.2 and publishes no range. And no median or typical creator income is published by Fanfix, or by anyone else, as the earnings page sets out.
On the Passes side, this page checked the terms and the litigation report and nothing else. App availability, any agency-split mechanism, and any country list were not part of the documents read on 20 September 2026, so no claim is made about them in either direction. A comparison that covered one company thoroughly and invented the rest would be worse than one that says where it stopped.
When neither platform is the answer
Three cases, and the first is the one agencies talk around. If what you want to publish sits outside a safe-for-work policy, neither Fanfix nor Passes will host it, and no manager can negotiate that: Fanfix bans nudity in its Terms of Service and Passes states that nudity is not allowed. Choosing between them on fees when the content policy already excludes you is a waste of a decision.
If you are already earning on one of them, moving is not a like-for-like switch. Your audience does not transfer, and the Competitive Platforms clause makes announcing the move from the account you are leaving an expensive way to tell people — $1,000 per incident, on your own card.
And if nobody has yet paid you for anything, a platform choice is the wrong problem. The constraint at that stage is an audience, which neither platform supplies and no agency can conjure either. For the full sourced comparison across four platforms, including which of the commonly named alternatives no longer exist, see the terms study and the corrected alternatives list.